Delta Dental of Idaho · 2026 Plans

Dental Plans for Individuals & Families

Quality dental coverage from the nation's preferred dental benefits provider — a smart choice to fill the dental gaps in Original Medicare and Medicare Advantage.

Why choose Delta Dental?

Delta Dental of Idaho is the state's leader in dental benefits, with everything you'd expect — and more.

152,000+
Participating dentists nationwide
50 years
Protecting smiles
90 million
People covered nationwide
Local
Caring customer service agents

2026 Plan Options

Five dental plans plus an orthodontic discount add-on. Sample family rates shown are for an adult couple ages 35–44 with one child.

Best-in-class

GrinWell Prime℠

Designed with your healthiest smile in mind.

Family coverage about
$223/mo
  • Best-in-class dental benefits
  • Annual maximum of $2,000 per benefit period
  • Orthodontic benefits for children and adults
  • 50% coverage on crowns, root canals, and implants
Enroll Online

GrinWell Plus℠

Reliable coverage most similar to a standard group dental policy.

Family coverage about
$149/mo
  • No out-of-pocket costs for preventive care
  • Annual maximums grow each year — up to $1,500 by year 3
  • 50% on crowns, root canals, and implants
  • Family coverage for about $149/month
Enroll Online
No waiting periods

Clear Plan℠

Takes the guesswork out of dental expenses.

Family coverage about
$140/mo
  • Know your cost before going to the dentist
  • No waiting periods for benefits to begin
  • Pay a set fee, not a percentage
  • $1,250 annual plan maximum
Enroll Online

GrinWell Essential℠

Affordable benefits covering preventive and basic services.

Family coverage about
$87/mo
  • Low $15 copays per preventive visit
  • Pay a percentage for fillings and extractions
  • $1,250 annual plan maximum
  • Family coverage for about $87/month
Enroll Online
Most affordable

GrinWell Prevent℠

The most affordable Delta Dental plan.

Family coverage about
$66/mo
  • No out-of-pocket costs for preventive services
  • No copays
  • Unlimited annual maximums on covered preventive care
  • Family coverage for about $66/month
Enroll Online

Orthodontic Discount Plan

A value-added discount program — not insurance.

Family coverage about
Varies/mo
  • Discounted fees on adult and child orthodontic treatment
  • Can be added alongside any Delta Dental plan
  • Not insurance — provides member-only pricing
Enroll Online

At-a-Glance Comparison

What you pay for common services and procedures.

Plan BenefitGrinWell PrimeGrinWell PlusClear PlanGrinWell EssentialGrinWell Prevent
Cleanings, Exams, X-rays0%0%$60 (2/yr)$15 copay, then 0%0%
Fillings20% *20% *$90 (1 every 2 yrs/tooth)$15 + 50% *Not covered
Non-Surgical Extractions40% *50% *$80$15 + 50% *Not covered
Crowns50% *50% *$500Not coveredNot covered
Root Canals40% *50% *$400Not coveredNot covered
Implants50% *50% *$1,250Not coveredNot covered
Orthodontia (Adult/Child)50% — $1,000 lifetime *Not coveredNot coveredNot coveredNot covered
Annual Maximum$2,000$1,000 yr 1 / $1,250 yr 2 / $1,500 yr 3$1,250$1,250Unlimited
Deductible$0$0$0$0$0
Procedure CopayN/AN/AN/A$15N/A
HOW® Program Add-OnYesYesNoYesYes

* Waiting period applies (6 months for basic services, 12 months for major services). Waiting periods are waived if you've had at least 12 consecutive months of prior dental coverage with no lapse longer than 30 days. See plan documents at deltadentalid.me for full benefit details.

Monthly Rates by Age Band

Individual monthly premiums. Family and two-person household rates differ — get an exact quote when you enroll.

AgeGrinWell PrimeGrinWell PlusClear PlanGrinWell EssentialGrinWell Prevent
0–18$76.23$47.07$39.78$29.27$23.06
19–24$66.08$47.07$39.78$28.73$23.06
25–34$69.60$48.75$45.30$28.84$21.64
35–44$73.55$50.77$49.97$28.84$21.64
45–54$82.81$57.72$54.53$29.76$22.59
55–64$88.86$61.71$58.30$31.81$23.85
65+$92.08$64.15$60.15$32.95$24.79

Rates and plan designs are subject to change. Always verify current rates at deltadentalid.me before enrolling.

Already on a Medicare plan?

Delta Dental plans are a smart choice to fill dental coverage gaps in Medicare. Original Medicare (Parts A & B) excludes routine dental care, and Medicare Advantage plans vary widely in what dental benefits they include.

Medicare's annual enrollment periods don't apply to dental coverage — you can enroll with Delta Dental at any time, with coverage starting the 1st of the following month.

Common Questions

Quick answers about Delta Dental of Idaho individual and family plans.

Who can purchase a plan?
Coverage is available to all permanent residents of Idaho. Spouses and dependent children are also eligible. Plans can be purchased by individuals, two-person households, or families.
Can I use my own dentist?
Most likely yes — 9 out of 10 dentists nationwide are in the Delta Dental network, making it easy to keep the dentist you already know and trust.
What happens when I travel?
Delta Dental coverage goes with you, in or out of Idaho — even with college students traveling across the country.
How soon can I have coverage?
You can enroll any time through the end of the month, and your coverage will begin on the 1st of the following month.
Do I have to wait for major procedures?
If you've had at least 12 months of prior dental coverage with no more than a 30-day lapse, all waiting periods are waived. Without recent prior coverage, the Clear Plan offers comprehensive coverage with no waiting periods.
Is it easy to enroll?
Yes. You can enroll directly online through the link below, or call David and he can walk you through the options that fit your situation.

Ready to enroll?

Apply directly through Delta Dental of Idaho's secure enrollment portal — or reach out to David first if you'd like help choosing the right plan for your situation.

Or call Delta Dental of Idaho directly at 1-855-713-3582, Mon–Thu 8a–5p / Fri 8a–4p Mountain Time.