Additional Services

Why it matters: Original Medicare (Parts A & B) does not cover routine dental care. Medicare Advantage dental coverage varies widely and is often capped at modest annual amounts.

Why it matters: Original Medicare only covers vision care related to specific medical conditions. Routine eye exams, glasses, and contacts are not included.

Why it matters: Medicare does not provide any life insurance benefit. Final expense, whole life, and term life policies fill that gap and pay funeral, burial, and other costs.

Why it matters: Medicare Advantage plans usually have daily hospital copays for the first several days of an admission. A hospital indemnity plan pays you a fixed cash amount per day to offset those out-of-pocket costs.