VSP® Individual Vision Plans

Vision Coverage for Individuals & Families

Affordable vision insurance from the nation's largest vision-only carrier — built to fill the routine eye care gap that Medicare leaves behind.

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Why choose VSP?

VSP is the largest not-for-profit vision benefits provider in the country, with the network and savings to keep your eyes — and your wallet — healthy.

90M+

Members covered nationwide

70+ years

Of trusted vision benefits

40,000+

In-network eye doctors

No claims

In-network visits, no paperwork

VSP Individual Vision Plans

Four plan options to fit different eye care needs and budgets. Premiums shown are starting individual rates; family pricing is available at enrollment.

Standard Plan

Reliable, affordable vision coverage for routine eye care.

Starting at

One Person $13.93/mo

Avg. annual savings

$354

Best for: members who want dependable annual exam and eyewear coverage at the lowest exam-included price.

$15 copay for a comprehensive WellVision Exam® every 12 months
$150 frame allowance ($170 on featured brands) every 12 months
$150 contact lens allowance in lieu of glasses, 15% savings on exam (fitting and evaluation)
Single-vision lenses fully covered after a $25 copay
Average $354 in annual savings vs. paying out-of-pocket

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Best for Contact Lens wearers

Base Plan

Premium coverage, members who want dependable annual exam and eyewear coverage at the lowest exam-included price.

Starting at

One Person $16.20/mo

Avg. annual savings

$513

Best for: Progressive lens wearers and anyone who consistently buys lens upgrades like anti-glare or scratch-resistant coatings.

$15 exam copay; $25 lens copay
$150 frame or contact lens allowance ($170 on featured frames)
* $150 contact lens allowance in lieu of glasses, fully covered exam (fitting and evalustion)
Single-vision lenses fully covered after a $25 copay

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Most flexible

EasyOptions Plan

Customize your benefit toward what you actually use.

Starting at

One Person $26.01/mo

Avg. annual savings

$534

Best for: members who want to direct extra value where it matters most — bigger frame allowance, free progressives, or other lens upgrades.

$15 exam copay; $25 lens copay
Choose ONE covered upgrade each year:
— Progressive lenses at no extra cost, OR
— Light-to-dark tinted lenses at no extra cost, OR
— Boost the frame or contact allowance by $80 (up to $230 total)

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At-a-Glance Comparison

Side-by-side benefits across all four VSP individual plans.

Benefit	Standard	EasyOptions	Enhanced	EyewearOnly
Monthly premium (starting)	$17	$30	$35	$12
Eye exam copay	$15	$15	$15	Not included
Lens copay (single vision)	$25	$25	$25	$25
Frame / contact allowance	$150	$150 (up to $230)	$150	$120
Featured frame allowance	$170	$170	$170	$140
Scratch-resistant coating	$33	Member choice	$0	$33
Impact-resistant coating	$35	Member choice	$0	$35
Anti-glare coating	$85	Member choice	$15	$85
Progressive lenses	$175	$0 (if chosen)	$55	$175
Light-to-dark tinting	$75	$0 (if chosen)	$75	$75
Avg. annual savings	$354	$534	$513	$339

Premiums and benefits shown are individual starting rates; family pricing is available at enrollment. See the official plan documents on VSP's enrollment site for complete benefit details, exclusions, and limitations.

Already on a Medicare plan?

Original Medicare (Parts A & B) covers vision care only when it relates to a specific medical condition — routine eye exams, glasses, and contacts are not included. Many Medicare Advantage plans bundle a basic vision benefit, but allowances are usually modest.

Medicare's annual enrollment periods don't apply to vision insurance — you can enroll with VSP at any time, and coverage typically begins on the 1st of the month after you sign up.

Common Questions

Quick answers about VSP individual vision plans.

Who can enroll in a VSP individual plan?

Any individual or family can purchase a VSP plan directly — there is no employer or group requirement. Plans cover the primary member, spouse/domestic partner, and dependent children.

Can I keep my current eye doctor?

VSP's network includes 40,000+ in-network eye doctors nationwide, so most members can keep the doctor they already use. You can also visit out-of-network providers and submit a claim for partial reimbursement.

When does coverage start?

Coverage typically begins the 1st of the month after you enroll. Once active, you can use your exam and eyewear benefits immediately — there are no waiting periods.

Which plan is best for someone in Medicare?

It depends on what your Medicare plan already covers. If your Medicare Advantage plan includes a routine exam, the EyewearOnly plan is the lowest-cost way to add a frame and lens benefit. If you have Original Medicare or your MA plan's vision benefit is limited, the Standard or Enhanced plan offers full exam-plus-eyewear coverage.

How does the EasyOptions choice work?

At each benefit period you pick one of three covered upgrades: free progressive lenses, free light-to-dark tinted lenses, or an extra $80 in frame allowance. You make the choice at the time of service, so you can match the benefit to that visit's needs.

Is enrollment online easy?

Yes. Use the secure enrollment link on this page to apply directly through VSP — or call David first if you'd like help comparing plans for your situation.

Ready to enroll?

Apply directly through VSP's secure enrollment portal — or talk with David first if you'd like help choosing the plan that fits your eye care routine and budget.

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